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Buy now, pay later

Flexible payment options in minutes with Klarna on Stripe

Boost sales by offering Klarna's buy now, pay later and other flexible payment options. You get paid upfront while customers choose what works for them.

Reach 110 million shoppers globally

Grow your customer base across 26 global markets. Businesses using Klarna see up to 40% of orders from first-time customers.

Increase sales with flexible payment plans

Klarna offers a variety of simple payment options for every purchase. Businesses that enable Klarna see revenue increase by up to 6.6% on Klarna eligible sessions.

Protect against credit card and fraud risk

Get paid in full upfront. Klarna handles payments collection and covers any losses from fraud or unpaid credit.

Get started fast with a unified integration

Add Klarna to your existing Stripe integration—no application, onboarding, or underwriting required. Monitor performance, reporting, and payouts from a single dashboard.

How it works

Give your customers more payment options

Klarna’s payment plans adapt to local preferences, and your business is always paid in full upfront with no repayment risk. New customers get instant approval decisions while returning customers can check out with one click. Available payment options vary by market.

Pay in full

European customers can complete a purchase with stored card or banking details, speeding up checkout.

Pay in 3 or 4

Customers can split the cost of their purchase into 3 or 4 interest-free payments, paid every 2 weeks.

Pay in 30 days

Let your customers try before they buy by offering an extra 30 days to complete their payment interest-free.

Financing

Customers fill out a simple application and get an instant approval decision to receive credit that can be paid off over 6–36 months.

Fully integrated

Get started quickly on Stripe

With Stripe, you can get up and running with Klarna in minutes—no extra onboarding or setup required. Manage everything from activation to payouts in one unified integration.

Enable Klarna from the Dashboard

Easily turn on Klarna from the Stripe Dashboard, and then use Stripe’s built-in AI models to dynamically show customers the most relevant payment methods you’ve enabled.

For platforms

Through Connect, platforms and marketplaces can easily distribute Klarna to their businesses.

By leveraging Klarna's integration with Stripe, we were able to minimize the technical complexity and get up and running fast.

Greg Dalby, VP of eCommerce, Fender

Through the Klarna-Stripe partnership, we were able to get up and running quickly with a tailored service that met our needs perfectly.

Alex Nazarevich, Ecommerce Director at INDOCHINO

Ready to get started?

Stripe supports Klarna for businesses in Australia, Canada, New Zealand, United States and 24 European countries including the United Kingdom, France, and Germany.

Eligibility

Check if your business category is supported in the docs, or visit your Dashboard settings to confirm if you are eligible and get started.

Pricing

Learn more about our transparent per-transaction pricing.

Conversion, average order value, global customer numbers and new shopper data provided by Klarna. All data relates to integrations involving Klarna in general and are not specific to integrating with Stripe.

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